Fox Business News gives luxury pawn service Borro—where 92% of the loans are repaid—some case-study press with a few clients willing to come forward with their stories, including this one:

Marc Kaye, an entrepreneur who runs a health-care consulting firm, says he also turned to borro to get him through a rough patch, which included three college tuition payments (two for Ivy League schools), a mortgage payment and moving his business from New York to Florida.

“I just didn’t have the resources at the time,” says Kaye, whose friend had used the service earlier. “I’ve been collecting art for a long time. I settled on a Picasso, and pulled it off the wall,” he says, after making an appointment for an appraisal.

Kaye says he was pleased with the thorough nature of the appointment, which included measuring the margins of the painting in order to ensure authenticity. “It was worth $80 to $85,000 at the time,” says Kaye. “I asked for $50,000, but they were more comfortable with $40,000.”

Kaye says the money was wired to his account within 24 hours – and he was able to repay it within the six-month window.

Picasso Helps Entrepreneur Pay Bills (Fox Business News)